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August 28, 2023

Simplifying International Money Transfers: Discover the Benefits of TD Global

As a newcomer to Canada, you might need to send money back home occasionally (or on a regular basis) to support loved ones or manage your financial commitments.

Global money transfers can help you make these transactions with ease, providing a convenient and secure way to send funds across the world.[1]

In this article, we will explore TD Global TransferTM, and how this flexible and secure service can help you send money home to support your financial obligations.

Learn more about TD’s New to Canada Banking Package

Introducing TD Global TransferTM:

TD Global TransferTM is a comprehensive service offered by TD that caters to new Canadians seeking to send money internationally. Launched with the goal of simplifying international money transfers, it provides many benefits that make sending money back home  easier.

With TD, you can enjoy ease, convenience, and the choice of sending money via the following options:

a) Western Union®Money TransferSM: Through TD Global Transfer, you can send money worldwide using Western Union® Money TransferSM and its vast global network. This option provides reliable and efficient transfers, ensuring that funds reach your intended recipients for cash pick-up from a Western Union location, or a location designated by Western Union.

b) Visa Direct: Using Visa Direct, you can make fast and secure money transfers directly to eligible Visa Debit Card, Visa Credit Card and Reloadable Prepaid Visa Cards around the world [2]. This option offers you convenience and speed, making it an ideal choice for urgent transfers.

c) TD Global Bank Transfer: For those seeking a traditional method of transferring funds, TD also provides international bank transfers. This option allows for seamless transfers to the recipient’s bank account in over 150 countries and territories, ensuring convenience and ease of use.

Benefits of TD Global TransferTM

1) Global Reach: TD Global TransferTM offers coverage to over 200 countries and territories worldwide. That means you can rely on TD’s extensive network to facilitate your money transfers efficiently.

2) Flexible Sending Options: The TD service provides great flexibility with three easy and convenient methods to send money. Simply choose the option that suits your needs. Whether through Western Union® Money TransferSM[3], Visa Direct[4] or TD Global Bank Transfer.

3) Security: TD prioritizes the safety and protection of its customers’ financial transactions. With our TD Online and Mobile Security Guarantee, you’ll have peace of mind knowing that your money transfers are safeguarded by industry-leading security measures.

4) Timely Delivery: The timeline for international money transfers can vary depending on the chosen transfer method. TD Global TransferTM ensures timely delivery, with transfers typically ranging from one to five days or sooner[5]:

  • Western Union® Money TransferSM cash pick-up: 2-4 hours[6]
  • Visa Direct transfers: 24-48 hours[7]
  • TD Global Bank Transfer: 1-5 business days[7]

This means you can rely on prompt access to funds for recipients and smooth financial transactions from point A to point B.

Learn more about TD’s New to Canada Banking Package

How to Send Money with TD Global TransferTM:

To send money using TD Global TransferTM, customers can follow simple steps outlined on the TD website, providing clear instructions and guidance throughout the process.

As you embark on your journey in this new country, TD Global TransferTM can be a trusted partner and useful financial tool. With TD on your side, you’ll have peace of mind that your hard-earned money will reach its destination quickly and securely.

Why Choose TD?

150 years helping Canadians:

TD has a proud history of delivering financial solutions to Canadians for more than 150 years. TD also brings a century of experience helping newcomers navigate the unique challenges of the Canadian banking system.

With over a thousand branches, a reputation for excellence in financial services, and the ability to also serve you in more than 60 different languages, TD has become one of the largest and most trusted banks in Canada, now serving 16 million Canadians.

TD offers online support and resources of interest to newcomers on topics such as banking. basics, moving to Canada, credit score essentials, and more. TD is open longer hours for your convenience. TD has thousands of ATMs across Canada to help you take care of your everyday
banking quickly and easily.

Ready to Bank?

Learn more about TD’s New to Canada Banking Package today.         

Book an appointment to talk with a TD Personal Banking Associate about the TD New to Canada Banking Package. You can book online right away, or visit the TD website to learn more.

Legal Disclaimer: Information provided by TD Bank Group and other sources in this article is believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate or complete or current at all times. Information in this article is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard. This information is not to be construed as a solicitation to buy. Products and services of the TD Bank Group are only offered in jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement. The information in this article is subject to change without notice.

The WESTERN UNION® name, logo and related trademarks and service marks, owned by Western Union® Holdings, Inc., are registered and/or used in the U.S. and many foreign countries and are used with permission.

Trademark of Visa International Service Association and used under license.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries

[1] https://www.canada.ca/en/financial-consumer-agency/services/payment/international-money-transfers.html

[2] For transactions in currencies other than that of the originating account, a foreign exchange conversion will occur. Customers will be advised of the rate used for the conversion prior to completing the transaction. Transfer fee is in the currency of the account from which the funds are sent.

[3] https://www.td.com/ca/en/personal-banking/ways-to-bank/ways-to-send/international-money-transfer/td-global-transfer/western-union

[4] https://www.td.com/ca/en/personal-banking/ways-to-bank/ways-to-send/international-money-transfer/td-global-transfer/visa-direct

[5] https://www.td.com/ca/en/personal-banking/ways-to-bank/ways-to-send/international-money-transfer/td-global-transfer

[6] Service timing and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.

[7] Estimated delivery time varies by country and will be displayed to you at the time of transaction. Transfer may be rejected, frozen or held due to regulations, policies and/or laws. Actual timing for funds availability varies by financial institution and depends on various factors, including regulations in the destination country, currency, amount of transfer, fraud screening in destination country and/or any other reason beyond the control of TD.